Flip and BRRRR Mortgage: How to Invest With Only $10K Down

Active real estate investors know that when buying distressed properties, speed and flexibility matter far more than interest rates. In this episode, Dalia Barsoum breaks down the Flip/BRRRR mortgage, a short-term loan designed specifically for the buy-renovate-sell or buy-renovate-rent-refinance cycle. Unlike conventional financing, this product offers five distinct advantages: lending based on After Repair Value rather than purchase price, funding commitments in as little as one business day and closings in one to three days, down payments as low as $10,000, no appraisals required on properties valued up to $1.5 million, and fully open terms with no prepayment penalties.



Dalia walks through a real-world case study where an investor purchased a distressed property for $637,000 with only $10,000 down, completed renovations in four months, and sold the asset for $930,000—walking away with a $100,000 gross profit. She also pulls back the curtain on the true costs, including interest rates in the 15 to 17 percent range and lender fees of one to two percent, and explains why this product is strictly for experienced investors who can manage budgets and hit strict timelines. Finally, she shares a pro tip on using blanket loans against existing portfolio equity to cover down payments and renovation costs with zero out-of-pocket cash.