Pillar 01

Wealth Foundations

Timeless rules for wealth.

Tax strategy, entity structure, portfolio construction, and the mental models behind every decision.

56 episodes 12+ hours 3 guests
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Latest Episode
How to Use Private Money and RRSPs to Fund Real Estate Deals 48 min
EP 126 · 48 min FEATURED
PILLAR 01 · WEALTH FOUNDATIONS

How to Use Private Money and RRSPs to Fund Real Estate Deals

Denise and Stuart Macpherson

Interview Nov 2026
All Episodes 55 episodes
2026 12 episodes
How to Avoid Costly Real Estate Investing Mistakes with Cory Froc 59 min EP 121
EP 121 · 59 min · Sep 2026
How to Avoid Costly Real Estate Investing Mistakes with Cory Froc
with Cory Froc
Interview
The 6 Stages of Real Estate Investing: Canadian Wealth Map Explained 16 min EP 104
EP 104 · 16 min · Jun 2026
The 6 Stages of Real Estate Investing: Canadian Wealth Map Explained
Education
CMHC MLI Select Hidden Costs & Risks: What They Don't Tell You 5 min EP 103
EP 103 · 5 min · May 2026
CMHC MLI Select Hidden Costs & Risks: What They Don't Tell You
Education
How to Turn Mortgage Payments Into Investable Cash With a Re-Advanceable Mortgage 7 min EP 102
EP 102 · 7 min · May 2026
How to Turn Mortgage Payments Into Investable Cash With a Re-Advanceable Mortgage
Education
Flip and BRRRR Mortgage: How to Invest With Only $10K Down 5 min EP 101
EP 101 · 5 min · May 2026
Flip and BRRRR Mortgage: How to Invest With Only $10K Down
Education
Mortgage Plus Improvements: How to Finance Property Upgrades Without Draining Capital 6 min EP 100
EP 100 · 6 min · May 2026
Mortgage Plus Improvements: How to Finance Property Upgrades Without Draining Capital
Education
4 Advanced Mortgage Products to Scale Your Canadian Real Estate Portfolio 26 min EP 098
EP 098 · 26 min · May 2026
4 Advanced Mortgage Products to Scale Your Canadian Real Estate Portfolio
Education
5 Strategies to Use Your RRSP, TFSA & LIRA for Real Estate Investing 22 min EP 095
EP 095 · 22 min · Mar 2026
5 Strategies to Use Your RRSP, TFSA & LIRA for Real Estate Investing
Education
Buying in a Holding Company? You Still Need Personal Income to Qualify 9 min EP 093
EP 093 · 9 min · Jan 2026
Buying in a Holding Company? You Still Need Personal Income to Qualify
Education
Buying Property with Partners: The Hidden Financing Traps 8 min EP 092
EP 092 · 8 min · Jan 2026
Buying Property with Partners: The Hidden Financing Traps
Education
How Mortgage Lenders Really Read Your Credit Report: Beyond the Score 7 min EP 091
EP 091 · 7 min · Jan 2026
How Mortgage Lenders Really Read Your Credit Report: Beyond the Score
Education
4 Ways to Consolidate Debt Without Selling Your Home 22 min EP 090
EP 090 · 22 min · Jan 2026
4 Ways to Consolidate Debt Without Selling Your Home
Education
2025 30 episodes
The Strategic Break: When Breaking Your Mortgage Makes Financial Sense 8 min EP 099
EP 099 · 8 min · Sep 2025
The Strategic Break: When Breaking Your Mortgage Makes Financial Sense
Education
Property Densification Financing: How to Fund Your Multi-Unit Conversion Under Bill 23 7 min EP 097
EP 097 · 7 min · Jan 2025
Property Densification Financing: How to Fund Your Multi-Unit Conversion Under Bill 23
Education
Private Money for Real Estate Investors: Financing When Banks Say No (Strategy 6/6) 6 min EP 089
EP 089 · 6 min · Dec 2025
Private Money for Real Estate Investors: Financing When Banks Say No (Strategy 6/6)
Education
Vendor Take-Back Mortgage (VTB): How to Buy Real Estate With $0 Down | Money Strategy 5/6 6 min EP 088
EP 088 · 6 min · Dec 2025
Vendor Take-Back Mortgage (VTB): How to Buy Real Estate With $0 Down | Money Strategy 5/6
Education
How to Turn Home Equity Into a Down Payment Using a Readvanceable Mortgage | Money Strategy 1/6 6 min EP 087
EP 087 · 6 min · Dec 2025
How to Turn Home Equity Into a Down Payment Using a Readvanceable Mortgage | Money Strategy 1/6
Education
Fixed vs. Variable Rate Mortgages: 4 Strategic Rules for Canadian Real Estate Investors 11 min EP 086
EP 086 · 11 min · Dec 2025
Fixed vs. Variable Rate Mortgages: 4 Strategic Rules for Canadian Real Estate Investors
Education
How to Use Home Equity to Buy a Rental Property in Canada | Streetwise 10 12 min EP 085
EP 085 · 12 min · Dec 2025
How to Use Home Equity to Buy a Rental Property in Canada | Streetwise 10
Education
How to Scale Your Real Estate Portfolio Without Hitting the Financing Wall 11 min EP 084
EP 084 · 11 min · Nov 2025
How to Scale Your Real Estate Portfolio Without Hitting the Financing Wall
Education
Financing Your First Rental Property: The 3-Pillar Strategy | Streetwise Wealth 15 min EP 083
EP 083 · 15 min · Nov 2025
Financing Your First Rental Property: The 3-Pillar Strategy | Streetwise Wealth
Education
,How Much Down Payment Do You Really Need for a Rental Property in Canada? | Streetwise Wealth 18 min EP 081
EP 081 · 18 min · Oct 2025
,How Much Down Payment Do You Really Need for a Rental Property in Canada? | Streetwise Wealth
Education
Corporation vs. Personal Name for Rental Property in Canada | Streetwise 10 14 min EP 080
EP 080 · 14 min · Sep 2025
Corporation vs. Personal Name for Rental Property in Canada | Streetwise 10
Education
Interest-Only Switch: Unlock Cash Flow with an Advancable Mortgage 8 min EP 079
EP 079 · 8 min · Sep 2025
Interest-Only Switch: Unlock Cash Flow with an Advancable Mortgage
Tutorial
Amortization Stretch Strategy: Lower Mortgage Payments and Boost Cash Flow 5 min EP 078
EP 078 · 5 min · Sep 2025
Amortization Stretch Strategy: Lower Mortgage Payments and Boost Cash Flow
Education
Private Lending 101: How to Safely 'Be the Bank' and Protect Your Capital 6 min EP 076
EP 076 · 6 min · Aug 2025
Private Lending 101: How to Safely 'Be the Bank' and Protect Your Capital
Education
Rent-to-Own Deal Structure for Canadian Real Estate Investors 5 min EP 075
EP 075 · 5 min · Aug 2025
Rent-to-Own Deal Structure for Canadian Real Estate Investors
Education
Pre-Construction Investing: Unlock Equity & Avoid Closing Mistakes 6 min EP 074
EP 074 · 6 min · Aug 2025
Pre-Construction Investing: Unlock Equity & Avoid Closing Mistakes
Education
The ADU & Laneway House Financing Playbook: Secure Your Exit Before You Build 5 min EP 073
EP 073 · 5 min · Aug 2025
The ADU & Laneway House Financing Playbook: Secure Your Exit Before You Build
Education
BRRRR Strategy: How to Refinance and Pull Your Capital Out Fast 8 min EP 072
EP 072 · 8 min · Aug 2025
BRRRR Strategy: How to Refinance and Pull Your Capital Out Fast
Education
House Flip Financing: Mastering the Bridge-to-Hold Exit Strategy 7 min EP 071
EP 071 · 7 min · Aug 2025
House Flip Financing: Mastering the Bridge-to-Hold Exit Strategy
Education
Multifamily Investing Secrets: How Lenders Calculate NOI & DCR to Determine Your Down Payment 9 min EP 070
EP 070 · 9 min · Aug 2025
Multifamily Investing Secrets: How Lenders Calculate NOI & DCR to Determine Your Down Payment
Education
Buy & Hold Real Estate Strategy: Avoid the Hidden Financing Traps 8 min EP 069
EP 069 · 8 min · Aug 2025
Buy & Hold Real Estate Strategy: Avoid the Hidden Financing Traps
Education
How to Avoid the #1 Mistake in Real Estate Investing (It's Not the Property) 5 min EP 068
EP 068 · 5 min · Aug 2025
How to Avoid the #1 Mistake in Real Estate Investing (It's Not the Property)
Education
ADU Financing Guide: How to Fund an Accessory Dwelling Unit, Garden Suite or Laneway Home 45 min EP 067
EP 067 · 45 min · Jul 2025
ADU Financing Guide: How to Fund an Accessory Dwelling Unit, Garden Suite or Laneway Home
Education
Multifamily Financing Canada: 6 Essential Strategies for 5+ Unit Buildings 38 min EP 066
EP 066 · 38 min · Jun 2025
Multifamily Financing Canada: 6 Essential Strategies for 5+ Unit Buildings
Education
Debunking the Rental Property Limit Myth: How to Scale to 40+ Doors in Canada 36 min EP 065
EP 065 · 36 min · Jun 2025
Debunking the Rental Property Limit Myth: How to Scale to 40+ Doors in Canada
Education
6 Proven Strategies to Fund Your First Canadian Investment Property 27 min EP 064
EP 064 · 27 min · May 2025
6 Proven Strategies to Fund Your First Canadian Investment Property
Education
Quit Your Job to Invest in Real Estate? Think Twice 6 min EP 063
EP 063 · 6 min · Feb 2025
Quit Your Job to Invest in Real Estate? Think Twice
Education
Converting Residential to 5+ Units: CMHC vs. Conventional Financing Strategies 10 min EP 062
EP 062 · 10 min · Feb 2025
Converting Residential to 5+ Units: CMHC vs. Conventional Financing Strategies
Education
Mortgage Broker vs. Direct Lender: Which Is Better for Your Portfolio? 6 min EP 061
EP 061 · 6 min · Feb 2025
Mortgage Broker vs. Direct Lender: Which Is Better for Your Portfolio?
Education
The Financing Roadmap: How to Scale Your Real Estate Portfolio in 2025 12 min EP 059
EP 059 · 12 min · Jan 2025
The Financing Roadmap: How to Scale Your Real Estate Portfolio in 2025
Education
2024 3 episodes
The Door Myth Debunked: Why More Properties Won't Build Wealth 7 min EP 058
EP 058 · 7 min · Dec 2024
The Door Myth Debunked: Why More Properties Won't Build Wealth
Education
Leverage Risk Management: How to Protect Your Real Estate Portfolio and Financial Future 5 min EP 057
EP 057 · 5 min · Dec 2024
Leverage Risk Management: How to Protect Your Real Estate Portfolio and Financial Future
Education
5 Costly Real Estate Investing Mistakes That Destroy Portfolios 12 min EP 056
EP 056 · 12 min · Dec 2024
5 Costly Real Estate Investing Mistakes That Destroy Portfolios
Education
2023 2 episodes
Readvanceable Mortgage Rule Changes: How the 65% Global Limit Affects Your HELOC Access 9 min EP 051
EP 051 · 9 min · Oct 2023
Readvanceable Mortgage Rule Changes: How the 65% Global Limit Affects Your HELOC Access
Education
What Is a Promissory Note? Risks for Canadian Real Estate Investors and Lenders 6 min EP 050
EP 050 · 6 min · Sep 2023
What Is a Promissory Note? Risks for Canadian Real Estate Investors and Lenders
Education
2022 3 episodes
4 Strategies to Stabilize and Fortify Your Investment Portfolio for 2023 5 min EP 045
EP 045 · 5 min · Dec 2022
4 Strategies to Stabilize and Fortify Your Investment Portfolio for 2023
Education
Mortgage Trigger Rate Explained: How to Manage It in a Rising Rate Environment 7 min EP 039
EP 039 · 7 min · Sep 2022
Mortgage Trigger Rate Explained: How to Manage It in a Rising Rate Environment
Education
How to stop your mortgage payment from going up after the upcoming rate increase in September? 5 min EP 034
EP 034 · 5 min · Aug 2022
How to stop your mortgage payment from going up after the upcoming rate increase in September?
Education
2021 3 episodes
Full Refinance Explained: Using Equity to Grow Your Portfolio 5 min EP 026
EP 026 · 5 min · Oct 2021
Full Refinance Explained: Using Equity to Grow Your Portfolio
Education
Secured Lines of Credit: Your Best Fuel for Real Estate Portfolio Growth 8 min EP 025
EP 025 · 8 min · Aug 2021
Secured Lines of Credit: Your Best Fuel for Real Estate Portfolio Growth
Education
Top 5 BRRR Financing Tips and Traps for Real Estate Investors 9 min EP 024
EP 024 · 9 min · Jun 2021
Top 5 BRRR Financing Tips and Traps for Real Estate Investors
Education
2018 2 episodes
2018 Mortgage Stress Test Explained: 4 Investor Strategies to Maintain Borrowing Power 17 min EP 002
EP 002 · 17 min · Mar 2018
2018 Mortgage Stress Test Explained: 4 Investor Strategies to Maintain Borrowing Power
with Dalia Barsoum
Interview
How to Leverage Home Equity to Invest in Real Estate and Build Wealth 27 min EP 001
EP 001 · 27 min · Mar 2018
How to Leverage Home Equity to Invest in Real Estate and Build Wealth
with Dalia Barsoum
Interview
Explore Other Pillars View all pillars →
PILLAR 02 Market Pulse What just changed, and what it means for you. PILLAR 03 Expert Insights Pros on law, tax, financing. PILLAR 04 Mindset & Operator Stories Think like a builder. PILLAR 05 Deal Dissections Real numbers, real decisions.
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